Monthly Archives: August 2012

25% of 20 year olds will become disabled prior to retirement. [1] Most disabilities are caused by arthritis, not work-related accidents. [2] Women are twice as likely to be disabled by arthritis as men.[3]   These are some of the findings published in the August 2012 issue of the FPA’s Journal of Financial Planning.  No matter what your profession, there is the possibility that illness or accident may prevent you from earning a living. Although none of us likes toRead More

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Thinking of leaving your job to stay home with your child?  Make sure you follow these steps before making the move. Obtain references from your current employer.  When you re-enter the workforce, you most likely will be required to provide references.  Ask for references now while you are fresh in their mind. Collect your Annual Employee Reviews.  Hopefully you have been saving your Annual Reviews all these years!  File and save them for future employers. Track your spending for one month.  Save your receipts, use Mint, or any otherRead More

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I am amazed at how many of the young couples that I meet with don’t take advantage of their local libraries.  I was also guilty of giving in to convenience for a few years.  It is so easy to click on Amazon and have a book delivered to your front door.  It is even easier to select a popular book on a Kindle or Nook® and start reading instantly! These purchases add up.  After reviewing many budgets with families, the costRead More

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