Yearly Archives: 2017

2017 Year-End Investment Checklist

This checklist is geared towards people already working with an advisor, therefore items like portfolio rebalancing, taking RMD’s, and reviewing other essential planning pieces are intentionally excluded since those would be covered with your advisor during an Annual Review. Freeze your credit if you haven’t yet. We have been recommending this for months now, but in case you are procrastinating, here is how to do it. Check to confirm minor children DON’T have a credit report. Children should not haveRead More

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5 Myths About Credit Scores for Newlyweds

My Newlywed clients often ask me about how their credit score changes when they get married. I am sharing some of the typical myths I hear and discussing how your credit score is really affected by getting married or divorced. Myth 1: We have a joint credit score as a couple. Credit scores are calculated and given on an individual basis. When you get married, your credit scores do not get merged into one joint score. You will each remainRead More

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Allowances for Children

Age 5 is a common age when parents start thinking about issuing an allowance to children.   The goal with an allowance is to teach children about personal finance and delayed gratification.  Children who practice delayed gratification tend to be more successful in life.  Thankfully, this is a skill that can be acquired with practice. You may choose to tie the allowance to chores, or not.  There are two schools of thought on the topic, which you can read about here.  Personally, IRead More

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Video Blog: Meal Planning For Working Parents

Linda Rogers Video Blog on Meal Planning for Working Parents covers how her family meal preps for the week.  Keeping things exciting with theme nights makes it fun for the whole family. Not only has it been healthier and cheaper, she has found it has been a great tool to teach her children the love of cooking, instilling in them the ability to be creative and have fun in the kitchen. Watch this episode of our video blog below and don’tRead More

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The 7 Money Questions you NEED to ask before saying “I Do”

Did you know, “about three in 10 couples disagree on finances at least once a month, most commonly about major purchases or spending habits”? (from Ameriprise Study study on couples and money 9/2016) These are my top 7 questions you should discuss with your partner before you say “I Do.” These questions will help you get clarity on each of your financial situations and explore how you see your financial future together. *Pro Tip: Grab a glass of wine andRead More

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Meal Planning for Working Parents

For working parents, cooking meals during the week can be a challenge.  For each $100 per month that you save from NOT eating out, you could have $100,452 in 30 years (assuming a 6% average return) in your bank account.  It is healthier for you and can minimize the additional expense of lunches (I make double the food we need and pack up the leftovers for everyone to take to school or work the next day). In my own household, aRead More

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