Category Archives: Holiday

Credit & Debit Cards to Use Abroad

Are you traveling abroad this summer and unsure which of your “plastic” you should bring with you? Travel is already a luxury but it can get even more expensive when each purchase is racking up additional fees. Recently I went to Asia and did some research of my own. Hopefully, this will help you decide which of your cards you should bring, what fees you should know about, and when to use a debit card versus a credit card. CreditRead More

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Get the Gift of a Financial Plan

Are you interested in a financial plan but not sure if it is in your budget? Ask for a Financial Plan as a gift. Here is why, when, and how to get it. 4 Reasons Why 1. It is a great investment – The ROI (return on investment) for a financial plan can be huge. Setting up a plan for the future can be life-changing. 2. Even your stingy relatives would want to contribute to this gift for you –Read More

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2017 Year-End Investment Checklist

This checklist is geared towards people already working with an advisor, therefore items like portfolio rebalancing, taking RMD’s, and reviewing other essential planning pieces are intentionally excluded since those would be covered with your advisor during an Annual Review. Freeze your credit if you haven’t yet. We have been recommending this for months now, but in case you are procrastinating, here is how to do it. Check to confirm minor children DON’T have a credit report. Children should not haveRead More

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A Meaningful Resolution

For most of us, the start of a new year is the signal of a new beginning and an opportunity to start fresh in different areas of our lives.  I heard someone on NPR say that it is not just the new year, but also at the start of a new month, a new week and even on days off that we take the opportunity to reflect on our lives and set goals for the future.   My resolution has beenRead More

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Year-End Checklist

December is too hectic a month to survive without a checklist. Here is a personal finance-themed year-end checklist: ☐ Spend down your flex spending account (FSA) if you have one with a balance. ☐ Donate old or rarely used clothing, toys or other items you have around the house. It will make room for holiday decorations and give you a tax deduction if you itemize and meet the IRS requirements. ☐ Check that you are on track with your retirementRead More

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Holiday spending tends to be a budget buster. It is just like our tendency to overdo the dessert table, knowing we have the New Year around the corner to start over with a “blank slate”! Here are some tips to keep costs in check. Set a holiday budget for the year – This should include gifts, decorations, and extra babysitting time for the holiday parties. You do not want to rack up credit card debt. The goal is to spendRead More

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