Free Money Advice Downloads For Your Family

Click on the titles listed below and download informative articles and other materials to help you prepare for your financial future.

  • Before and After “I Do”, Newlywed FinancesBefore and After “I Do”, Newlywed Finances

    Our FREE guide to what to do before and after “I Do.” When you get married so many things change. This free guide tells you exactly what to do and when.

    Download Now

  • Personal Monthly Budget WorksheetPersonal Monthly Budget Worksheet

    Looking for a FREE monthly budget worksheet? This will simplify your monthly budgeting. All you have to do is fill in your expenses and start saving money!

    Download Now

  • Our ValueOur Value

    Wondering a little about who PWR is and what makes us different? Check out “Our Value.” Download

    Download Now

  • Tips for Controlling Your SpendingTips for Controlling Your Spending

    Planning Within Reach offers some practical advice on controlling spending.

    Download Now

  • Get on Track Financially Before the Baby ComesGet on Track Financially Before the Baby Comes

    Planning Within Reach provides a checklist on how to get on track financially before the baby comes.

    Download Now

  • Freeze your Credit, a How-To GuideFreeze your Credit, a How-To Guide

    Want to know more about freezing your credit? Here is a how-to guide talking about how to protect yourself, where you can freeze, and our thoughts credit monitoring. Download

    Download Now

  • Starting a Business ChecklistStarting a Business Checklist

    When starting a business use our helpful checklist to make sure you get everything in order. Download

    Download Now

  • PWR’s Identity Theft ChecklistPWR’s Identity Theft Checklist

    Looking for ways to keep your information safe? PWR is constantly looking into new ways to make your documents and personal information safe. Check out our own Identity theft checklist to implement our suggestions. Download

    Download Now

  • Household FinancesHousehold Finances

    The things every spouse and partner should know about household finances. Download

    Download Now

  • LFE Institute: Money Minute ChecklistLFE Institute: Money Minute Checklist

    LFE Institute offers a checklist for some practical ways to save money on many things. Download

    Download Now

  • Ways to get “Free Money” for CollegeWays to get “Free Money” for College

    Sending a child to college soon? Look at this infographic on all the great resources for getting college financials in order. Download

    Download Now

5 Myths About Credit Scores for Newlyweds

My Newlywed clients often ask me about how their credit score changes when they get married. I am sharing some of the typical myths I hear and discussing how your credit score is really affected by getting married or divorced. Myth 1: We have a joint credit score as a couple. Credit scores are calculated and given on an individual basis. When you get married, your credit scores do not get merged into one joint score. You will each remain... Read More

Allowances for Children

Age 5 is a common age when parents start thinking about issuing an allowance to children.   The goal with an allowance is to teach children about personal finance and delayed gratification.  Children who practice delayed gratification tend to be more successful in life.  Thankfully, this is a skill that can be acquired with practice.   You may choose to tie the allowance to chores, or not.  There are two schools of thought on the topic, which you can read about here.  Personally, I... Read More