Free Money Advice Downloads For Your Family

Download informative articles and other materials to help you prepare for your financial future.

  • PWR’s Cash Flow SystemPWR’s Cash Flow System

    Take control of your finances. Use our PWR Cash Flow System excel to track your monthly expenses and create your budget.  

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  • Before and After “I Do”, Newlywed FinancesBefore and After “I Do”, Newlywed Finances

    Our FREE guide to what to do before and after “I Do.” When you get married so many things change. This free guide tells you exactly what to do and when.

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  • Our ValueOur Value

    Wondering a little about who PWR is and what makes us different? Check out “Our Value.” Download

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  • Freeze your Credit, a How-To GuideFreeze your Credit, a How-To Guide

    Want to know more about freezing your credit? Here is a how-to guide talking about how to protect yourself, where you can freeze, and our thoughts credit monitoring. Download

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  • Tips for Controlling Your SpendingTips for Controlling Your Spending

    Planning Within Reach offers some practical advice on controlling spending.

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  • Get on Track Financially Before the Baby ComesGet on Track Financially Before the Baby Comes

    Planning Within Reach provides a checklist on how to get on track financially before the baby comes.

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  • Personal Monthly Budget WorksheetPersonal Monthly Budget Worksheet

    Looking for a FREE monthly budget worksheet? This will simplify your monthly budgeting. All you have to do is fill in your expenses and start saving money!

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  • PWR’s Identity Theft ChecklistPWR’s Identity Theft Checklist

    Looking for ways to keep your information safe? PWR is constantly looking into new ways to make your documents and personal information safe. Check out our own Identity theft checklist to implement our suggestions. Download

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  • Starting a Business ChecklistStarting a Business Checklist

    When starting a business use our helpful checklist to make sure you get everything in order. Download

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  • Household FinancesHousehold Finances

    The things every spouse and partner should know about household finances. Download

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  • LFE Institute: Money Minute ChecklistLFE Institute: Money Minute Checklist

    LFE Institute offers a checklist for some practical ways to save money on many things. Download

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  • Ways to get “Free Money” for CollegeWays to get “Free Money” for College

    Sending a child to college soon? Look at this infographic on all the great resources for getting college financials in order. Download

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Credit Lock v.s. Freeze. Don’t Get Fooled.

Dear Alicia,  I have been following your newsletter telling me that credit freezes will now be free. The other day I was watching television and saw an advertisement for Experian’s Credit Lock Services. Should I sign up for that instead of the freeze? It sounds exactly the same to me. Thanks, Credit Craig Dear Craig, Great question! A credit freeze and a credit lock are two separate services. They are very similar but do have distinct differences. Credit Lock: Instant... Read More

Can’t get yourself FIREd? You can still have a LIFE.

FIRE stands for financially independent, retire early. The movement continues to grow, with retirees in their 20’s through 40’s. It has caught on because it is unexpected – we don’t picture retirees being so young. Yet it is entirely possible and there is an ever-growing number of blogs and books that prove it. The typical profile of someone who has achieved FIRE: Graduated from college with very little or no student loan debt Earned $100,000+ per year with benefits Saved... Read More