Family Financial Planning

PWR serves young families of all wealth. We’re committed to helping new parents and young families navigate important financial decisions on their own.

When it comes to financial planning, there’s a lot for parents to contend with – the best ways to handle spending and debt; maintaining a good cash flow; uncovering the best options for investment. With the birth of a new child, as well as raising youngsters, there’s also the need for a bigger house, a bigger car, etc.

The challenges are substantial, whether you’re raising a child together or making your way in the world as a single parent. What’s the right amount of money to save for retirement? And for your child’s college education?

PWR focuses specifically on family financial services. This is our area of expertise and we’re dedicated to simplifying the process for you – in a manner that’s clear and comprehensible every step of the way.

We’re the solution for families and single parents who know they need help with financial planning but want a personal touch. With PWR, you won’t find yourself filling out the same forms over and over again, as in a doctor’s office. Our process is simple, efficient and focused on what’s best for you and your family.

Your Finances, Your Way

Planning Within Reach is committed to helping you achieve your financial goals. We're here to help, which is why we offer free resources. Download this tip sheet to learn some practical advice on controlling spending.

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Meal Planning for Working Parents

For working parents, cooking meals during the week can be a challenge.  For each $100 per month that you save from NOT eating out, you could have $100,452 in 30 years (assuming a 6% average return) in your bank account.  It is healthier for you and can minimize the additional expense of lunches (I make double the food we need and pack up the leftovers for everyone to take to school or work the next day). In my own household, a... Read More

Advice for All Stages

Recent Graduates / Early Career Typically in your 20’s Cash Flow:  Allocate at least 20% of your gross income to long-term savings and / or paying off debt.  Now is the time to get money invested so it can compound. Start identifying spending habits and patterns by creating a budget or trying out the WholeWallet30. Tax Planning:  For many during this stage, it makes sense to save to a Roth versus pre-tax retirement vehicle since starting salaries tend to be lower than in... Read More