Personal Financial Planning

With the stress and demands of a full-time job, many working professionals put off financial planning, with the vague idea that they’ll “get around to it someday.” In fact, the very best time to begin the planning process is right now. Your future depends on it.

But how do you begin saving for retirement when your rent or next car payment is due at the end of the month? PWR can help. Our comprehensive personal finance services are geared toward achieving your individual goals – including investment advice, retirement planning, reviewing company benefits and all other factors affecting your ability to make and save money for the future.

Working with PWR, you can expect to gain new confidence about your overall financial picture. And when things no longer seem out of control, you can work even harder – and with more focus – on achieving what you want to be as a professional and as an individual.

Your Finances, Your Way

Planning Within Reach is committed to helping you achieve your financial goals. We're here to help, which is why we offer free resources. Download this tip sheet to learn some practical advice on controlling spending.

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Ask Linda: Is it safe to have all of my money at one Brokerage firm?

Dear Linda, I remember being told that I shouldn’t keep more than $250,000 at one bank since that is the FDIC insurance limit. What about my money at a brokerage institution, such as Schwab, Vanguard, or Fidelity? Should I spread my money out across brokerage firms as well? Curious Carl Dear Curious Carl, Protecting your money in the bank versus your money in a brokerage firm requires two separate approaches. Let me explain the process for both. How to protect... Read More

Impact Investing: Creating a Strategy

Impact investing offers similar, if not better, returns than traditional investing with the added benefit of creating positive social and environmental change. That being said, creating an impact investment strategy does not have to be a major shift from what you are already doing. We recommend a top-down, holistic approach to impact investing versus divesting from companies or industries in an ad hoc manner, which can lead to underperformance. At a minimum, it can mean the inclusion of environmental, social and governance (ESG) ratings in the... Read More