Retirees

PWR serves retirees of all wealth who are looking for an advisor that will see them through the next 20+ years.

To prepare for a successful retirement, we help clients determine the most tax-efficient withdrawal and investment strategy that balances their retirement and investment income. We evaluate other opportunities that may be available, such as Roth conversions, and incorporate them into the analysis. We help plan for required minimum distributions and explain the options when it comes to long-term care.

When is the right time to take social security? Do you still need your life insurance policy? Can you gift money to your children or favorite charity now without worrying that you will run out of money?

PWR has a detailed and thorough process to help answer all of your questions confidently so you can focus on the next phase of your life. Why figure it out on your own when you can have a Comprehensive Financial Plan to guide you.


In the Media

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Ask Linda: Is it safe to have all of my money at one Brokerage firm?

Dear Linda, I remember being told that I shouldn’t keep more than $250,000 at one bank since that is the FDIC insurance limit. What about my money at a brokerage institution, such as Schwab, Vanguard, or Fidelity? Should I spread my money out across brokerage firms as well? Curious Carl Dear Curious Carl, Protecting your money in the bank versus your money in a brokerage firm requires two separate approaches. Let me explain the process for both. How to protect... Read More

Impact Investing: Creating a Strategy

Impact investing offers similar, if not better, returns than traditional investing with the added benefit of creating positive social and environmental change. That being said, creating an impact investment strategy does not have to be a major shift from what you are already doing. We recommend a top-down, holistic approach to impact investing versus divesting from companies or industries in an ad hoc manner, which can lead to underperformance. At a minimum, it can mean the inclusion of environmental, social and governance (ESG) ratings in the... Read More