Fee-Only Personal Financial Planning Company

Planning Within Reach offers expert financial planning for working professionals and young families of all wealth at a flat project fee.

The time to plan for your children’s education and retirement is now. How much should you be saving? Where should you invest your money? What options do you have for the future?

Many people hesitate to get started with personal financial planning out of concern that the process is too overwhelming. They’re reluctant to share private financial information. They fear they might be sold investment or insurance policies they don’t need. They fear the don’t have enough money to work with a planner.

At Planning Within Reach, we don’t sell anything except our advice and we can work anyone across the wealth spectrum. The process is work but we try to make it as easy as possible and we are there for you every step of the way.

Our process, instead of inputting data in a “one-size-fits-all” software program, is to take a personal approach. We learn what you want and need for your family. With our personal guidance, we’ll help you take control of your finances and make wise decisions for the future.

We are a virtual planning firm meaning we meet via the web. The benefits for our clients include: no time in traffic, no babysitter necessary, no parking costs, and flexible meeting times. Since we are not confined to office hours we can flexibly meet around your busy schedule. Also, with advisors in the PST and CST time zones we are available during a wide range of hours. Because we do not have to pay for a fancy building with big glass windows and a view means we get to pass on our cost savings to you and offer very competitive prices. Our virtual meeting software makes it easy to see, talk, and share documents with each other anytime and anywhere making it a great solution for our clients and us.


In the Media

click on each icon to read more

Meal Planning for Working Parents

For working parents, cooking meals during the week can be a challenge.  For each $100 per month that you save from NOT eating out, you could have $100,452 in 30 years (assuming a 6% average return) in your bank account.  It is healthier for you and can minimize the additional expense of lunches (I make double the food we need and pack up the leftovers for everyone to take to school or work the next day). In my own household, a... Read More

Advice for All Stages

Recent Graduates / Early Career Typically in your 20’s Cash Flow:  Allocate at least 20% of your gross income to long-term savings and / or paying off debt.  Now is the time to get money invested so it can compound. Start identifying spending habits and patterns by creating a budget or trying out the WholeWallet30. Tax Planning:  For many during this stage, it makes sense to save to a Roth versus pre-tax retirement vehicle since starting salaries tend to be lower than in... Read More