Even though you are eligible for Medicare at age 65, you may choose to continue using your employer’s health insurance and saving to an HSA. While nearly everyone assumes that the minute you switch to Medicare is when you should stop contributing to the HSA - it doesn’t work that way. There is a 6-month lookback period when you enroll in Medicare at age 65 or later (not to precede the month of your 65th birthday). Therefore, if you plan on enrolling in Medicare, you have to stop contributing to the HSA 6 months prior or you may have to remove excess contributions, pay a penalty, or amend your tax return.

Don’t panic if you are denied life insurance. Here is a list of your next steps.

Because things are “frozen” in a sense while the divorce process is ongoing, it is a valid concern that your soon-to-be ex-spouse could receive your share of assets if something happens to you. From the law’s perspective, if you die before the divorce is final, your spouse is still considered the surviving spouse even though you were in the middle of a divorce.

Mortgage and auto payments are automatically reported to credit agencies, but rental payments are not. New services, however, are making it easier than ever to report this information. If your landlord gives you the option to report your rental payment history to the three (3) credit agencies - should you opt-in?

Cash has a place in a portfolio, however, too much cash is not a good thing.

Cryptocurrency continues to explode in both adoption and interest. It was only a matter of time until crypto ETFs came on the scene. Are they worth investing in?

A quick video overview of I-Bonds including their current rates and liquidity.

Charitable contributions are one way that you may be able to reduce your tax bill. New rules, qualified charitable organizations, substantiation requirements, and more.

Couples use a variety of methods to manage their household finances. While some prefer to combine everything from the beginning, others are more comfortable, with separate accounts or a combination of joint and separate. Here are a few methods that may be helpful when having a discussion with your spouse about how you will be choosing to manage your household finances going forward.

I grabbed all of the books on my bookshelf that talk to kids about money. Check them out and let me know your favorites!

I am an advocate of talking about money with your children because then money won't become a taboo subject. Here are some tips to get you started.

Beginning tax year 2020, compensation for non-employees (contractors or freelancers) will be recorded on a 1099-NEC from Linda Rogers.

The Thrift Savings Plan (TSP) is the retirement plan for federal employees and members of the uniformed services. The G Fund is specifically issued by the Treasury Department for TSP participants and it offers a unique benefit. This is how it works.

My favorite college savings vehicle explained…

It is open enrollment season right now for many of you and that means it's the only time of the year that you can review and change your benefits at work. Here are 3 things to look for.

Even though inflation has been low recently and high inflation rates are a distant memory, there is always the possibility that it will spike again, even if it is due to unjustified market fears. Thankfully, there are ways to hedge against the negative effects of inflation.

As we are nearing the one-year mark of what has truly become a Corona-nightmare, airline travel is at record lows, and many countries have had their borders closed to international travelers for almost 8 months. Understandably, many people are hesitant to travel right now, but for those of you who are looking to get away either now, or post-covid, here is a guide to help you plan.

My partner and I started a trip around the world December 2019, and have been living on the road, and out of backpacks, since. In the last nine months we’ve visited Mexico, Guatemala, Columbia, Panama and Brazil. Here’s how we are doing it.

Many of you will receive a gift or inheritance at some point in your life. If you are married, be aware of the implications of where you put that money.